Insurance Hub

Welcome to Insurance Hub

At Insurance Hub, we understand that life is unpredictable, but your insurance shouldn't be. With over 45 years of experience in the industry, Mr. A.K.C. Chatarjee established Insurance Hub to provide expert advice, tailored insurance solutions, and exceptional customer service. We are proud to serve the Vijayawada and Gudivada communities with insurance services that areaffordable and reliable.

About Us

With a legacy of trust and expertise spanning over four decades, Insurance Hub was founded by Mr. A.K.C. Chatarjee to cater to the insurance needs of individuals and businesses in Vijayawada and Gudivada. Our mission is to offer peace of mind through insurance solutions tailored to your unique needs. We are committed to providing unparalleled service, competitive pricing, and expert advice. At Insurance Hub, we believe in building long-lasting relationships with our clients, grounded in trust and reliability.

At Insurance Hub, we are proud to be affiliated with two prestigious central government insurance companies: New India Assurance (NIA) and Life Insurance Corporation of India (LIC). With over 100 years of industry experience, these companies bring a legacy of trust, reliability, and exceptional service to our clients.

Coverages and Claims

Insurance is crucial for protecting yourself and your family. This guide covers everything you need to know.

Motor Coverages

  • Third Party (Liability) Policy: Protects you against claims from third parties for injuries or damages
  • Zero Depreciation (Nill Dip) Policy: Ensures full claim amount without depreciation deductions.
  • Package (Full Insurance) Policy: Comprehensive coverage including fire, theft, and accident damages.
  • Fire Accident: Coverage for damages due to fire incidents
  • Theft: Protection against losses due to theft.
  • Injuries to Third Party Person: Covers medical expenses for third-party injuries
  • Damage to Third Party Vehicle Property: Covers repair costs for third-party vehicles
  • Cover for Passengers in Auto-Taxi: Insurance for passengers in commercial vehicles.
  • Cover for Co-Travelers: Protection for co-travelers in your vehicle
  • Covers Total Loss or Damage: Comprehensive coverage for total loss situations.
  • LL to Paid Driver: Liability coverage for paid drivers.
  • Owner Driver Covers 15 Lakhs: High coverage for vehicle owners.
  • NCB Up to 50%: No Claim Bonus benefits up to 50%.
  • High IDV: High Insured Declared Value for better coverage.
  • 24x7 Support: Round-the-clock support services.
  • Roadside Assistance: Immediate help in case of breakdowns.
  • Engine Protection: Coverage for engine damage.
  • Key Protection: Insurance for lost or damaged keys.
  • Tyre & Alloy Protection: Coverage for tyres and alloys.
  • Return to Invoice Cover: Reimbursement up to the invoice value.
  • NCB Protection: Protects your No Claim Bonus.
  • Consumables Coverage: Coverage for consumable items.
  • Personal Belongings Coverage: Insurance for personal items in the vehicle.
  • Add On Cover for Towing: Coverage for towing services.

Medical Coverages

  • 80D Tax Suitability: Tax benefits under section 80D.
  • 2055+ Network Hospitals: Wide network of hospitals for cashless treatment.
  • Discount Bonus/Year: Annual discounts on premiums.
  • Lifelong Renewal: Policy renewal for life.
  • Cashless Facility Available: Cashless treatment at network hospitals.
  • Personal Accident Benefit: Financial support in case of accidents.
  • Specialized coverage for cancer treatment.
  • Health Security
  • Critical Illness Cover
  • Medical Expense Coverage
  • Preventive Care
  • Comprehensive Coverage
  • Pre-Hospitalisation of 60 days
  • Post-Hospitalisation of 90 days
  • Waiting Period of Pre -existing disease – 24 months
  • Waiting period for specific ailments - 12 months
  • AYUSH Treatment – up to 100% of SI
  • Coverage for modern treatments
  • Floater discount up to 15%
  • Optional Cover is available for Enhanced Maternity Limit.
  • Instalment Facility is available - Monthly, Quarterly and Half Yearly.
  • Hospital Cash
  • Cost of Health Check-up
  • Newborn Baby Cover
  • Medical Second Opinion
  • Reinstatement of Sum Insured
  • Coverage for Hazardous Sports
  • Road Ambulance
  • Infertility Treatment
  • Maternity Coverage
  • Vaccination Charges
  • Pre-Term / Premature Birth
  • Birth Right Benefit
  • Air Ambulance

Life Coverages

  • Guaranteed Returns
  • Savings
  • Long-Term Protection
  • Accidental Coverage
  • Double Returns
  • Financial Safety
  • Tax Benefits
  • Life Cover
  • Peace of Mind
  • Loan Against Policy
  • Investment tool

Claims

  • 100% Claim Settlement: Guaranteed claim settlement.
  • Instant Claim Approval: Quick and hassle-free approval process.
  • Trouble-Free: Easy and straightforward claims process.
  • Tension-Free: Stress-free claim handling.
  • Quick Claims: Fast claim processing.
  • Cashless Facility: Cashless repair services.
  • Reimbursements: Easy reimbursement process

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